Get in Touch
Contact us
Local, responsive, and ready when you need us.
Visit or write
Flathead Farm Mutual Insurance Company
24 1st Ave East, Suite E
Kalispell, MT 59901
Office hours
Mon–Fri: 8:00 am – 12:00 pm, 1:00 pm – 4:30 pm
Sat–Sun: Closed
Call or email
Office: (406) 752-7500
Toll-free: (877) 752-7500
Fax: (406) 752-7144
Pay by phone 24/7: 1-855-958-0742
Email: [email protected]
Good to know
- We don’t provide quotes directly — connect with a local agent for pricing
- For claims, call us for the fastest service
- Payments are easiest online or by phone, any time
Claims
How to file a claim
When an unexpected event impacts your home, farm, or property, call our office and our claims team — led by certified in-house adjusters with decades of experience — will walk you through the next steps and handle your claim promptly and fairly, right here in Kalispell.
Toll-free (877) 752-7500 · Weekend loss reporting: (406) 249-0735
- Take reasonable steps and temporary repairs to prevent further damage — such as closing up areas opened by fire or wind
- Notify your agent (listed on the declaration page of your policy), or contact us directly
- Have your policy number, the date and time of the loss, and a description of what happened
- Photograph or document damage if it’s safe to do so
Do I need to file a police or sheriff report?
For theft, vandalism, or burglary claims, you’ll typically need to file a report with local law enforcement.
Will my claim be covered?
Coverage depends on your policy details, the cause of damage, and the property involved. Our team reviews your policy with you and helps determine what’s covered.
Can I choose my own contractor?
Yes — in the event of a covered loss, you choose the qualified contractor who completes your repairs. Verify that the contractor is licensed and insured with the State of Montana.
How long does the claims process take?
Timelines vary with the type and complexity of the claim. Our goal is prompt handling with a fair and accurate evaluation.
Online Billing
Pay your premium online — anytime
Make a one-time payment, set up an online billing account, or log in to manage your account through our secure payment portal.
Pay by phone 24/7: 1-855-958-0742 · More payment options